The total amount of credit, also known as the credit line for a single customer, is the highest credit line that an enterprise can obtain in a bank according to the audit report at the end of last year. The actual credit line is generally lower than this line, and the total amount of credit granted by Wo Financial Loan to a single customer is determined according to the borrower's recent experience.

Core customers should have the highest comprehensive strength in the industry, good external performance records, meet the requirements of bank credit policies, and have no bad credit records.