Today, with the rapid development of Internet finance, small and medium-sized institutions need the help of external financial big data service providers if they want to quickly establish a risk control system. Not long ago, I listened to the industry sharing of SCAI technical experts. They can provide credit process system and provide risk control services for the whole process before, during and after lending, including credit risk management, risk quantification system required for fraud detection and prevention, and corresponding business application strategies. All of the above plays a vital role in establishing a risk management system.