1. The borrower applies for a loan at the outlet of Minsheng Bank and submits materials;

2. The bank shall investigate the authenticity of the materials after acceptance and check the credit information of the borrower;

3. Minsheng Bank conducts loan approval;

4. After approval, Minsheng Bank will sign a loan contract with the borrower;

5. If you need to apply for mortgage, you need to go to the relevant departments for mortgage registration. If it is pledge, it is necessary to go through the formalities of freezing the pledge;

6. Minsheng Bank loan.

2. What is the process of loan, review and approval?

1. Review and approval process of city-level loans: the credit manager reviews the information provided by the borrower, focusing on whether the basic information filled in by the borrower is true, whether the original and photocopy of the information provided are true and valid, whether the amount and term of the loan applied for meet the policy requirements, verifying the borrower's provident fund deposit and provident fund loan history → inquiring the borrower's credit record → conducting on-site investigation by credit investigators. Focus on investigating the authenticity of housing consumption of loan applicants → personal loan section chief's audit, focus on checking whether the audit opinions of credit managers and investigators are comprehensive and accurate, put forward the approval opinions of loan amount, term and guarantee method → take charge of the leadership's audit, focus on checking whether the audit opinions of credit managers, credit investigators and personal loan section chief are comprehensive and accurate, and determine the matters that need to be submitted to the loan review Committee for study and decision → the loan review Committee for approval (loans within 6.5438+0.5 million yuan need not be submitted to the loan review Committee. County (city, district) loan approval process: the loan officer reviews the information provided by the borrower and conducts on-site investigation. The focus of the review and on-site investigation is the same as above → the director of the management department reviews, focusing on whether the review opinions of loan officers are comprehensive and accurate, whether the on-site investigation is carried out according to regulations, and determining the loan amount, term and guarantee method → the loan officers and section chiefs of individual loan departments review. Focus on reviewing whether the materials submitted by the management are complete, whether the audit procedures are qualified, and whether the audit opinions are comprehensive and accurate → in charge of the leadership's audit, and the audit focus is the same as above → the loan review meeting will approve (loans below RMB 654.38+0.5 million need not be reported to the loan department or the loan review meeting, and other approval procedures are the same as above).

Third, the approval process of Minsheng Bank Guole by stages?

1. WeChat application:

1, enter the mobile phone WeChat and follow the official WeChat account of Minsheng Credit Card;

2. Click "Borrow money by card"-"Borrow money by installment", and then bind the credit card;

3. Select one of bill installment/free installment/cash installment, and then turn on the switch to use the national music installment quota;

4. Select the installment type, enter the installment amount and the number of installments, and then complete the application.

Second, the credit card app application:

1. Download the "National Life" app on your mobile phone;

2. Click "Finance"-"Staging" after entering the app;

3. Select one of bill installment/free installment/cash installment, and then turn on the switch to use the national music installment quota;

4. Select the installment type, enter the installment amount and the number of installments, and then complete the application.

4. What is the loan review process of Minsheng Bank?

1. The borrower applies for a loan at the outlet of Minsheng Bank and submits materials; 2. The bank shall investigate the authenticity of the materials after acceptance and check the credit information of the borrower; 3. Minsheng Bank conducts loan approval; 4. After approval, Minsheng Bank will sign a loan contract with the borrower; 5. If you need to apply for mortgage, you need to go to the relevant departments for mortgage registration. If it is pledge, it is necessary to go through the formalities of freezing the pledge; 6. Minsheng Bank loan. For more details about the loan review process of Minsheng Bank, please visit:/ask/78bd0f1615830101.html? Zd view more content