Medical loan is a kind of credit that banks strive for. Because the work and salary of medical staff are stable and the source of repayment is stable, the credit line of each bank is different. As far as I know, several local banks in Shenzhen can apply for 200,000 credit loans as long as they are full-time employees of public hospitals. The higher the administrative level, the more money they can apply for. The loan term is generally three years, and the repayment method is generally monthly interest payment and monthly principal repayment.