If the borrower needs a loan, he should directly apply to the host bank or the agent bank of other banks and provide relevant loan materials. Bank Approval Bank staff will approve the loan materials and sign a loan contract with the borrower after passing them. Finally, the bank will lend the money to the account agreed in the contract within the agreed time limit.

Legal objectivity:

General principles of loans

Article 25

Loan application:

If the borrower needs a loan, he should apply directly to the host bank or the agent bank of other banks. The borrower shall fill in the loan application, including the loan amount, loan purpose, repayment ability and repayment method, and provide the following information:

1. Basic information of the borrower and guarantor;

Two, the financial department or accounting (audit) firm approved the last year's financial report, as well as the previous financial report to apply for loans;

Three, the original unreasonable occupation of loans to correct the situation;

4. List of collateral and pledge, as well as the certificate that the person who has the right to dispose of the collateral and pledge agrees to guarantee, and the relevant documents that the guarantor agrees to guarantee intention;

Verb (abbreviation of verb) project proposal and feasibility report;

Other relevant information deemed necessary by the lender.