1. The application process of this loan product is relatively simple. Users can submit their applications through Ctrip, official website or App, and then wait for the audit results. Once approved, users can get a loan line, which can be used to buy air tickets, hotels and other services in Ctrip or Belgium.

2. The interest rate of the loan product is low, but the specific interest rate will be different according to the user's credit situation, loan amount, loan term and other factors.