China Construction Bank credit card annual fee collection standards are as follows:

1. The annual fee of CCB Credit Card is 80 yuan for ordinary card and 40 yuan for supplementary card.

2. The annual fee of CCB Credit Card Gold Card is 160 yuan, and the annual fee of CCB Credit Card Gold Card is 80 yuan.

3 CCB standard platinum card annual fee 580 yuan, supplementary card annual fee 300 yuan; Among them, the main card of titanium platinum card is 380 yuan, and the auxiliary card is 180 yuan.

4. The annual fee of CCB credit card diamond card is 4,800 yuan for the main card and 2,800 yuan for the auxiliary card.

For more information about the annual credit card fee of CCB, please visit: See More.

Is there an annual fee for CCB credit card?

The annual fees of CCB's credit cards, including ordinary cards, gold cards and platinum cards, are different, and different cards are not needed. Generally speaking, the annual fee standard of CCB credit card is as follows:

I. Annual Credit Card Fee of China Construction Bank (charging standard)

CCB Credit Card Corporate Card: the annual fee for gold card is 200 yuan, and the annual fee for ordinary card is 100 yuan;

Personal credit card of CCB: gold card annual fee 160 yuan, gold card supplementary card annual fee 80 yuan; The annual fee for the master card of Puka is RMB 80 yuan, and the annual fee for the subsidiary card of Puka is RMB 40 yuan;

Two, the construction bank credit card free annual fee policy

During the card-holding year, you can spend more than 3 cards each year (unlimited amount), and the annual fee for that year is exempted. If three transactions are not completed, the annual fee will be charged from the second card-holding year.

How to charge the annual credit card fee of CCB?

The annual credit card fee refers to the fee that the cardholder needs to pay to the bank during the use of the credit card. Generally, the annual credit card fee starts after the cardholder activates the credit card and is charged annually. Different levels of credit cards have different standards for charging annual fees; Different card-issuing banks have different annual fees.

In general, the annual fee for Puka is 100- 150 yuan; The annual fee for a gold card is 300-500 yuan, and the annual fee for a platinum card is often above 1000 yuan.

Credit card refers to various media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder.

The main features of credit cards:

1. Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range.

2. Credit card has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product integrating financial business and computer technology.

4. Credit cards can reduce the use of cash and currency;

5. Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

6. Credit cards can simplify the collection procedures and save social labor;

7. Credit cards can promote commodity sales and++social demand.

Main types

According to different card issuers, it can be divided into bank cards and non-bank cards.

Bank card. This is a credit card issued by the bank. Cardholders can shop and spend money at the special merchants of the issuing bank, or they can withdraw cash at any time at the outlets of the issuing bank or at places with ATMs.

Non-bank card. This kind of card can be divided into retail credit card and travel entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are specially used for shopping in designated stores or filling gas stations. , and settle accounts regularly. Travel and entertainment card is a credit card issued by airlines, travel companies and other service industries, which is used for ticket purchase, dining, accommodation, entertainment and so on.

According to the different issuing banks, it can be divided into corporate cards and personal cards.

Company card. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, state party and government organs, armed forces, organizations and other legal person organizations.

Personal card. Personal cards are issued to individual urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable income sources. The personal card is applied in the name of an individual and bears all the responsibilities for its use.

According to the credit status of cardholders, it can be divided into ordinary cards and gold cards.

Ordinary card. Ordinary cards are issued to cardholders with average economic strength, credibility and status, and the requirements are not high.

Gold card. Gold card is an advanced credit card that pays a high membership fee and enjoys special treatment. Card issuers are institutions with high credit, strong repayment ability, credit or certain social status. The starting point of gold card authorization limit is higher, and the additional service items and scope are wider, so the requirements for related service fees and deposits are higher.

What is the annual fee standard of CCB credit card?

The annual credit card fee policy of CCB is roughly as follows:

Puka: the annual fee for the main card is 80 yuan, and the annual fee for the auxiliary card is 40 yuan;

Gold card: annual fee of main card 160 yuan, and annual fee of auxiliary card (80 yuan);

Standard Platinum Card: the annual fee of the main card is 580 yuan, and the annual fee of the auxiliary card is 300 yuan;

Exquisite platinum credit card: annual fee of main card 1800 yuan, annual fee of auxiliary card 1200 yuan;

Platinum credit card: the annual fee of the main card is 3,600 yuan, and the annual fee of the auxiliary card is 2,800 yuan;

Titanium Platinum Card: the annual fee of the main card is 380 yuan, and the annual fee of the auxiliary card is 180 yuan;

Diamond credit card: the annual fee of the main card is 5800 yuan, and the annual fee of the auxiliary card is 3800 yuan;

Car card: the annual fee of the main card is 200 yuan, and the annual fee of the auxiliary card is 100 yuan.

Free annual fee policy:

Puka and Gold Card spend or withdraw cash three times a year (unlimited amount), and the annual fee is reduced or exempted in that year.

The standard platinum card spends 10 cash (unlimited amount) every year, free of the annual fee of the year.

Titanium card is free of annual fee (unlimited amount) for spending or withdrawing cash 6 times a year.

Extended data:

CCB Credit Card is a credit card issued by China Construction Bank. The credit cards issued by China Construction Bank are all named "Longka", including: Longka Famous School Card, Longka Business Card and Longka Automobile Card.

The main conditions for applying for a credit card are:

(1) at least 18 to 70 years old, with full capacity for civil conduct;

(2) Have a stable occupation and income, be able to repay the principal and interest on time, and have a good credit.

Note: According to the regulations of China Banking Regulatory Commission, college students who have reached the age of 18 must ensure the second repayment source when applying for a card. Therefore, your parents (or relatives) will need to fill in and submit relevant application materials when you apply for a card.

Supplementary card card conditions are:

(1) 13 years old with full capacity for civil conduct or limited capacity for civil conduct;

(2) Those under the age of 18 must obtain the consent of the legal guardian and can only apply for the supplementary card of the legal guardian.

Materials to be provided for card application:

MasterCard: If you are an applicant for local household registration, you need to provide:

1, copy of ID card,

2. Proof of income (such as copy of personal income tax withholding certificate or tax payment certificate, copy of provident fund payment record or payment list) or personal assets (such as copy of local property ownership certificate, car purchase/use invoice, copy of motor vehicle driver's license of the People's Republic of China, savings passbook or deposit certificate, etc.). ).

Professional and technical certificates (such as photocopies of professional qualification certificates assessed or recognized by national authorities, including certified public accountants, certified auditors, lawyers' licenses, etc.). )

Non-local household registration applicants, in addition to the above materials, also need to provide proof of stability. (For example: local property certificate, copy of social comprehensive insurance statement (more than 6 months), education certificate, etc. )

Supplementary card: valid identification (/kloc-supplementary card applicants under the age of 0/6 must provide household registration books, etc. ).

Note: Identification certificates of foreigners (including compatriots from Hong Kong, Macao and Taiwan and foreigners):

(1) Hong Kong and Macao residents are required to provide Hong Kong and Macao Mainland Pass, international credit card purchase slip and a copy of local ID card;

(2) Residents in Taiwan Province Province shall provide a five-year mainland travel permit for taiwan residents, international credit card purchase slip and a copy of local ID card;

(3) Foreigners provide passports.

China Construction Bank official website-Charge Standard

How to charge the annual credit card fee of CCB?

If it is a rigid annual fee, it is generally 200 yuan. All credit cards of CCB are not rigid annual fees. If it is useful, or the balance used is sufficient, there is generally no need to charge an annual fee.

So much for the introduction of how to charge the annual credit card fee of CCB.