If personal loans are issued by our bank, they are all issued according to the purpose of the loans. When applying for a loan, you need to submit a written certificate of loan use. At present, loans can be used for the following purposes: car purchase, parking, decoration, teaching materials, bulk consumption, shopping, tourism and other legitimate personal or family consumption, as well as business turnover purposes. This kind of loan is earmarked, paid directly to the counterparty, and cannot be borrowed in cash.