Now, many people know that sesame can help you rent a house, rent a car and stay in a hotel, but they don't know that sesame can help you get a loan. So, how can we use sesame seeds to divide loans? Here, I would like to introduce the method of using sesame seeds to distribute loans, hoping it will be useful to everyone.
You can use sesame seed to make loans through Alipay and mobile APP. I would like to introduce two loan platforms for you to try.
Alipay
1, Ant Borrowing is a standard sesame sub-loan platform, which can be found in the functional area of Alipay. The platform can provide you with a pure credit loan of up to 300,000 yuan, with a term of 65,438+02 months and a daily interest rate of around. Generally speaking, friends with sesame scores above 650 can basically get a loan amount.
2. Zhaolian Good Term Loan is a platform that can be applied through Alipay Life Number. The amount is less than 200,000 yuan, and the daily interest rate can be low enough to support borrowing and returning. The platform requires borrowers to be under 60 years old and sesame score above 550.
Mobile phone loan APP
1. Anyihua is a mobile phone loan APP with a loan amount of 1000-50000. You can withdraw cash, spend in installments and complete approval and lending in three minutes.
2. Xinyi Loan Micro-loan is also one of the mobile loan apps, with a maximum loan of 20,000 yuan. However, the initial loan amount is generally low, and the results can generally be known on the same day through manual and automatic systems.
A high score means that your credit is good. You can also try to borrow money through WeChat:
1. Xiaomi Loan is the loan platform of Xiaomi Company, and you can also apply on WeChat. Xiaomi loan can provide you with a loan of up to 200,000 yuan, and the daily interest of the loan of 65,438 yuan+00,000 yuan is only 2 yuan, which can be repaid with the loan, and the interest will be calculated according to the number of days of use.
2.360 IOU is a platform that can lend money to everyone through WeChat, with the maximum credit of 200,000 yuan, the maximum installment repayment 12, and the daily interest rate as low as.
How to borrow sesame credit points?
Since Alipay Sesame Credit Score, everyone is most concerned about whether Sesame Credit Score can be loaned. Of course, you can apply for a loan as long as your sesame credit score reaches a certain value. So how to borrow sesame credit points? Let's listen to it together and introduce it to everyone!
How to borrow sesame credit points?
1. Last year, Sesame Credit announced that it had reached cooperation with Bai Hua, a subsidiary of Ant Microfinance, and Haodai, a subsidiary of Zhaolian Finance. Users with sesame seeds above a certain score will have the opportunity to receive "flowers" and open "good loans". This is also the first time that Sesame Credit has entered the financial field and accessed the consumer credit scene. Users with sesame scores above 700 have the opportunity to apply for a "good term loan" with a loan amount of 2000- 1 10,000 yuan. The loan period is divided into three months, six months and 65,438+02 months, and they can repay the monthly interest at any time. The repayment method is equal principal and interest.
2. Sesame Credit Card is also connected to the consumer credit product "Borrowing" of Ant Microfinance. Sesame credit users can enjoy a consumption loan of up to 30,000 yuan in Huayuan, and they can also get a personal consumption loan of up to 50,000 yuan through "borrowing". The amount applied for by the loan can be withdrawn into the balance of Alipay, which is equivalent to obtaining a loan from the bank.
The application threshold for "borrowing" is that sesame scores are above 600 points. According to different scores, the loan amount that users can apply for ranges from 1000-50000 yuan. The longest repayment period of the loan is 12 months, and the expected annualized interest rate on the loan day will be repaid with the loan.
In the "Wealth" column of Alipay wallet, click into the Sesame Credit Score, and you can find two services, namely, flower spending and borrowing, in "Credit Life-Finance".
How to borrow sesame credit
Step 1: Use mobile phone Alipay and log in, and click more as shown in the following figure:
Step 2: In more cases, you can see small and micro loans, and click Enter.
Step 3: See that under my loan, there are projects that meet the requirements of account loan, as shown in the following figure. The average loanable capital of this account (12 months), others do not meet the application conditions. Click the average capital of the loan (12 months) to enter.
Step 4: You can see the daily interest rate, repayment period and repayment rules in the detailed introduction of the average capital loan (12 months). Among them, the repayment rules should be carefully reviewed, which is related to your interests. If you understand them, click to apply for a loan.
Step 5: Lender information uses Alipay authentication information. If you are prompted to improve, just click Improve.
Step 6: Enter the amount and information verification code of your application, and finally click Submit Application. If you can apply, you can usually get a loan.
Extended data:
Increase the amount of sesame credit loan
1. Because sesame credit belongs to credit and so on, you can use a credit card to repay with Alipay. Binding a credit card is also very important for sesame points, so if you have a credit card, you must remember to bind it.
2. Alibaba's e-commerce department, Tmall Taobao and other shopping items, shopping categories, return records, and even Ali Want Want's chat records are all important scoring criteria for Sesame Credit.
3. Using sesame credit line to buy things is also a very important way to increase sesame credit line.
4. At home, you'd better use Alipay to pay gas and water bills, because it can also improve your sesame credit.
5. If you have many Alipay friends, you can also add extra points for your sesame credit. It is suggested to add all the numbers in our mobile phones as Alipay friends.
6. When using Yu 'ebao and Zhaocaibao, the greater the investment, the more businesses used, the more frequent the frequency and the higher the score.
7. Finally, keep a good personal credit record.