Don't. Bank of communications Huimin loan is calculated according to the number of days of use. If you don't use it, you won't charge interest or annual fee. Bank of Communications is one of the major financial service providers in China, and its business scope covers commercial banks, securities, trusts, financial leasing, fund management, insurance and offshore financial services.
How to make banks refuse to enjoy Huimin loan business?
Settings. Huimin loan refers to valid identity information. You can log in to the customer service of Bank of Communications to apply for closing Huimin Loan. You can also close the member loan on your mobile phone, but you must refer to your valid identity information. After logging in to Huimin APP, you can find Close in the settings bar, so that Huimin Loan can be closed, and you will no longer receive relevant information about Huimin Loan.
Huimin loan has been cancelled. Will the application be approved? Pay attention to these matters.
Bank of Communications Huimin Loan is an unsecured credit loan, which can be loaned as long as the credit line is obtained. Many borrowers canceled after applying for Huimin loan, and they want to apply again when there is a demand for funds in the future. Then, will the Huimin loan be cancelled and the application be approved? Let me introduce it to you.
Huimin loan has been cancelled. Will the application be approved?
Huimin loan is cancelled, and you can continue to apply if you have credit. Borrowers can search for Huimin Loan on the latest mobile banking homepage of Bank of Communications and complete the application for Huimin Loan online. Of course, the application for Huimin loan is reviewed by the system in real time, and whether it can pass or not depends on the final review result of the system.
Among them, the borrower's contribution to Bank of Communications, personal credit status, repayment ability and historical loan records will all affect the audit results. Because the application for Huimin loan has been cancelled before, it may have some impact. After all, even if it is cancelled after Huimin's loan application, it may be checked for credit.
If the continued application for Huimin loan fails to pass the examination, the borrower's credit report will still have a loan approval inquiry record, which is classified as a hard inquiry record. Too many times in a short time will change the borrower's credit information. Once the borrower's credit information is used, it is not so easy to get a loan or apply for a credit card.
The above is "Will Huimin Loan be cancelled and continue to apply?" Related introduction of. In short, even if the Huimin loan is cancelled, you can continue to apply, but there is no guarantee that it will pass 100%. Borrowers are advised to evaluate their credit conditions before applying to see what factors are not conducive to the approval of Huimin loans, and then try to solve them before lending, so as not to affect their credit when the loans are rejected.