Personal advice:
If there is a pre-sale registration form in the address column of the purchased house, it must be truthfully filled in according to the address in the pre-sale registration form. If there is no pre-sale registration form, it shall be filled in according to the address in the purchase contract. At the same time, for our personal marital status, we should fill in according to the actual situation and ensure the authenticity of some other materials. Only in this way can our legitimate rights and interests be better protected from infringement. We must protect our personal privacy in life, because we all know that personal information is very easy to leak after buying a house. Only by protecting our personal privacy can our life be unaffected.
Extended data:
1, repay the loan in time.
The principle of good faith is an imperial clause in civil activities, and it is also a clause that we must abide by when performing the contract. As the parties to the mortgage contract, it is our obligation to repay in full and on time according to the conditions stipulated in the contract. Now the country has realized the inter-bank credit system. If you don't repay in time, it will be blacklisted in the bank's credit information system, which will affect your future business in the bank, so each of us should repay in time according to the contract.
2. Reasonable arrangement of loan term
Mortgage loan contracts generally have clauses on early repayment, and early repayment must be approved by the bank, because early repayment will have an impact on the long-term income of the bank. In real life, banks usually charge liquidated damages for prepayment. Of course, different banks will have different policies. Therefore, when signing a mortgage contract, buyers should choose a reasonable loan term according to their actual situation, so as to avoid unnecessary losses caused by early repayment.
3. Rational use of housing provident fund
Housing accumulation fund is a long-term housing deposit paid by units and their employees, and it is the main form of monetization, socialization and legalization of housing distribution. The housing accumulation fund system is an important social security system for housing stipulated by national laws, which is mandatory, mutually supportive and guaranteed.