Of course.

Housing provident fund loans include: new housing loans, second-hand housing loans, self-built housing loans, housing decoration loans, commercial housing loans to provident fund loans. Therefore, housing provident fund loans can be used for decoration.

The maximum amount of personal housing provident fund loans generally does not exceed 200 thousand yuan. More than 200,000 yuan shall be examined and approved by the central loan review committee. The loan amount is generally determined by the proportion that the borrower's monthly repayment amount does not exceed 50% of his family income.

Apply for provident fund renovation loans need the following information:

1. Identity certificates of the borrower and spouse (ID card, household registration book, marriage certificate or divorce certificate, judgment, ruling, unmarried or divorce certificate issued by the unit, etc.). ).

2. Proof of stable economic income (proof of unit wage income, etc.). ).

3. Housing provident fund deposit certificate.

4. The purchase contract and agreement signed with the selling unit (self-built housing needs to be approved by the land planning department).

5. My spouse and I fill out the loan application approval form.

6. Receipt of house payment (down payment) of not less than 20% of the total house payment (proof of self-financing of not less than 30% of the total house payment is required for purchasing private houses, building and overhauling self-occupied houses).

7. List of pledge rights and ownership certificate issued by the borrower (or written commitment issued by the guarantor agreeing to provide guarantee).

Extended data:

Provident fund loan application process

First, submit an application.

Self-built or overhauled housing, with the approval documents of land and planning management departments, apply for loans to the housing provident fund management center.

Two. Audit of banks or financial institutions

The unit or guarantee company will submit the borrower's information together with the purchase contract, down payment receipt and other materials to the Municipal Housing Provident Fund Management Center for review.

Third, sign a decoration loan contract.

After the examination and approval of the housing provident fund management center, notify the borrower to sign a loan contract with the bank. And handle the contract notarization, collateral insurance and other related procedures.

Fourth, find security.

Five, after approval, bank loans.

After the borrower has gone through all the above procedures, the Center will issue a "Decision on Granting Lending" to the entrusting bank to inform the bank to lend.

Sixth, pay back later.