According to the official regulations, the mortgage can be postponed due to the epidemic, and each bank handles it differently: ICBC: patients diagnosed with virus and suspected patients and their families who cannot repay their personal loans in our bank due to the epidemic can be postponed and not included in the list of breach of contract and dishonesty.

During the epidemic period, the lender has not decided to extend the repayment period of the enterprise, and if the borrower has not applied for an extension, the enterprise still needs to repay the loan according to the agreed time and amount. If the enterprise fails to repay it within the time limit, it needs to pay overdue interest to the lender.