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What are the disadvantages of buying an apartment?
Advantages of 40-year-old property apartment:

(1) area: The main area of the apartment with 40 years property rights in the market is about 50 square meters, which is relatively small, and many rooms can be opened. There is no load-bearing wall in the middle, so this is his advantage.

(2) Price: A 40-year-old apartment will be cheaper than the surrounding houses. If the house sells for 20,000 yuan, the apartment may only be around 1.6 million yuan. Of course, this specific analysis, the average apartment will be cheaper than the surrounding residential buildings. In addition, huxing area is small, the price is relatively low, and the pressure of buying a house is smaller than that of a house.

(3) Location: 40-year-old apartment location is generally mature, with good surrounding facilities, convenient commuting and convenient life.

(4) Use: It is very important that a 40-year-old apartment can be registered as a company for office use. If you want to apply for a company, you must have a registered address, and a 40-year apartment will do.

(5) Rent: 40 years of property rights rent is considerable. If you hold it for a long time, the investment in this apartment is still ok. For example, the rent around this apartment can be 2000, and the rent around two houses is about 2800. The rent is good.

(6) Conditions for purchase restriction: At present, many cities in China have begun to implement the purchase restriction policy, but generally speaking, the purchase restriction policy restricts the sale of houses, and there are fewer cities that restrict the sale of apartments, such as Foshan, where apartments are not limited to purchase and loans.

Disadvantages of 40-year-old property right apartment

(1) payment method: the down payment for a 40-year-old house is low, 50%, and some of them have to pay the full amount, so more funds are invested.

(2) Loan period: for a house with 40-year property rights, the loan can be 10 years. If the loan period is short, the repayment pressure will be great.

(3) After-sale: It is very important to sell apartments with 40-year property rights later. This kind of apartment is hard to sell. Why?

(4) years of property rights: although the issue of housing property rights has little to do with it now, many people still care about it, and there is no law in the country, saying how much this apartment will cost. It will take about 3 years for developers to get the land and build it, and it may take about 8 years if it is slower. Coupled with buying a house for a few years, property rights are even less. 40 years later, although the house is yours, some people say that you have to pay the land payment.

(5) Transaction process: If you want to apply for a loan, it is relatively troublesome, because the appraiser of the appraisal company must go to the scene to see the house, evaluate how much your house is worth, and issue an appraisal report. If the appraisal company says that your house can only be appraised at 800,000 yuan, you have to buy 1 10,000 yuan, and the difference of 200,000 yuan must be paid in the down payment, because only 400,000 yuan is loaned to the next buyer, and the down payment will be paid.

(6) Transaction tax: The tax of this apartment is relatively high. For example, the deed tax is 3% of the total price of your house, and 1 ten thousand is 30 thousand. There are other taxes and fees that add up to a lot.