1. Identity card and household registration book of this Municipality; In addition to their ID cards and household registration books, non-residents of this city also need to provide household registration certificates or temporary residence permits provided by the household registration management department of their original place of residence. Minor residents need to provide birth certificates.

2. The lender must have a stable and legitimate economic income, and at the same time, it must be able to provide corresponding income certificates. After accepting the loan application, the handling bank before the loan will make a real investigation on the completeness, authenticity, validity and legality of the application form and the required materials submitted by the loan applicant.

3. The bank prepares the application for approval for the applicants who meet the loan conditions through the pre-loan investigation. Under normal circumstances, due to the relatively long term of mortgage loans, banks require property buyers to apply for property insurance to prevent loan risks.

4. After investigation and approval, the loan contract is signed, and after the bank completes the registration and notarization procedures, the applicant is notified to sign the housing mortgage loan contract with the contract.

5. The buyer and the seller should handle the property right transfer to the Housing Authority. Information provided: ID cards of buyers and sellers, real estate licenses, deed tax certificates, and commercial housing sales contracts issued by the Housing Authority. If the area exceeds 200 square meters, it is necessary to provide a transaction evaluation report and copy the information. After obtaining three real estate sales contracts, the intermediary agency also needs to stamp the official seal on the confirmation letter of second-hand housing mortgage transfer.