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Has the property market tightened? These cities recognize houses and loans, and stop providing loans ... What else will follow up?
What is the trend of the real estate market?

Look at policies in the short term, policies in the medium term and policies in the long term.

The property market "Xiaoyangchun" just made everyone drunk. In March, the price of new houses rose in 65 of 70 large and medium-sized cities.

But a new round of real estate control policy is actually on the way!

Ten-city regulation and upgrading

According to incomplete statistics, the regulation and upgrading of real estate in cities near 10.

Beijing: State-managed provident fund "recognizes housing and loans" for the second suite

12 In April, Beijing State-managed Provident Fund Center issued the Notice on Issues Related to Adjusting Housing Provident Fund Personal Housing Loan Policy and Further Optimizing Services, which clearly stipulated that the second-home loan should be "recognized by both mortgage parties", and the down payment ratio of the second home should be adjusted to a minimum of 60% and a maximum loan of 600,000 yuan. The New Deal will be implemented from April 20 19 15, subject to the online signing date.

Changsha: Stop implementing the preferential deed tax policy for the second suite.

Recently, Hunan Provincial Department of Finance, State Taxation Administration of The People's Republic of China, Hunan Provincial Taxation Bureau and Hunan Provincial Department of Housing and Construction issued the Notice on Adjusting the Deed Tax Policy of the Second Housing Transaction in Changsha. According to the notice, Changsha will stop collecting the preferential deed tax rate for the second improved family housing, that is, the deed tax will be collected at a reduced rate of 4% for individuals to buy the second improved family housing, which will be officially implemented on April 22.

Xi' an: suspension of the withdrawal of housing provident fund from different places.

On April 23, Xi Housing Provident Fund Management Center issued a notice to implement the first-level response measures for capital liquidity risk prevention and control from May 19.

The notice stipulates that the purchase of houses outside Xi City (including Xixian New Area) shall be suspended, and the provident fund shall be withdrawn. At the same time, it is also proposed that for the first time, employees' families will use housing provident fund loans to purchase self-occupied housing, and the down payment ratio within 144 square meters (inclusive) should not be less than 35%, and the down payment ratio above 144 square meters should not be less than 40%;

Shenzhen, carry out the special rectification activities of "Louba" and severely crack down on the real estate market involving black, evil and chaos;

Hefei, crack down on real estate speculation, and prohibit acts such as driving up house prices and hoarding real estate;

……

Qi Xin, two ministries, joined forces.

Shortly before and after the meeting of the Political Bureau of the Communist Party of China reiterated the positioning of "housing and not speculating", two ministries and commissions closely related to the real estate market-the Ministry of Natural Resources and the Ministry of Housing and Urban-Rural Development also joined hands.

Ministry of Housing and Urban-Rural Development: Warning Tips for Cities with Larger Increase

On April 19, the Ministry of Housing and Urban-Rural Development issued an early warning to cities with large fluctuations in house prices and land prices in the first quarter of 20 19, requiring all localities to always adhere to the position that houses are used for living, not for speculation, to consolidate the main responsibility around stabilizing land prices, house prices and expected control objectives, to maintain the continuity and stability of policies, to prevent ups and downs, and to ensure the stable and healthy development of the real estate market.

Ministry of natural resources: implementing differentiated supervision of land use

On April 17, the Ministry of Natural Resources issued a notice requesting to formulate and implement the "five categories" control targets for residential land in 20 19. Commercial housing inventory digestion cycle in more than 36 months, should stop for the land; 36-1August, the land supply should be reduced appropriately; 18-1February, maintaining a flat land supply level; 12-6, increase land supply; For less than 6 months, the land supply should be greatly increased and accelerated.

These two ministries are in charge of land management and construction management respectively, and their influence on the future trend of the real estate market is self-evident.

Policy "raindrops" frequently drop the property market to cool down?

Recently, the National Bureau of Statistics released the sales prices of new commercial housing in 70 large and medium-sized cities in March: the sales prices of new commercial housing in first-and second-tier cities decreased slightly from the previous month, while those in third-tier cities increased.

Overall, the price of new commercial housing in 65 cities rose in March.

At the same time, there were signs of capital flowing into real estate in the first quarter, and the balance of real estate loans accounted for 29.2% of the total loan increase; The land market in hot cities has obviously warmed up. According to incomplete statistics, in the first quarter 16 hot city * * *, 48 plots with high floor price and high premium rate were sold, of which 20 cases exceeded or approached the price of surrounding second-hand houses, some cities even auctioned high-priced land, and even a new "land king" appeared.

At present, the market trend is divided. In areas with structural housing supply and demand, prominent regional contradictions, concentrated high-quality educational resources, perfect supporting facilities or urban agglomeration development concept, the pressure of rising housing prices is greater; But there are also some places where real estate inventory is under great pressure. Therefore, the central government handed over the responsibility of classified regulation of the property market to local governments.

Some people think that the policy has changed, which leads to the real estate market being hot and cold. In fact, the policy of "housing and not speculating" has never changed. According to the operation of the real estate market, all localities make timely pre-adjustment and fine-tuning to stabilize market expectations, which is the embodiment of the long-term mechanism of regulation.

The "raindrop" with frequent policies is actually a signal. It not only shows that all localities are implementing a long-term regulation mechanism of "one city, one policy, one policy for the city, and the main responsibility of the city government" in accordance with the spirit of the central policy, and intend to cool down the undercurrent property market. It also tells the market that the signal sent by the current policy is still moderate, reflecting the care for the market; However, we must also be sober. Once the wind of speculation rises, additional policies will be introduced at any time. In particular, some cities with large fluctuations in housing prices may join the ranks of policy tightening at any time.

Policy stability, expected stability; If the expectation is stable, the market is stable. The stable and healthy development of the real estate market is the original intention of the policy.